Insurance Bad Faith
Insurance companies owe a duty of good faith and fair dealing to the people that they insure. This duty applies even when the insured person is not the policyholder and has never dealt directly with the insurance company, provided they meet the definition of an insured under the terms of the policy language. One way this duty on the part of the insurance company can arise is where all members of a family are afforded coverage under an automobile insurance policy or a homeowner insurance policy by virtue of their status as a household resident. Insurance companies often contest issues that may subject them to financial loss for covering the risks that they were paid premiums to insure. If an insurance company violates your rights by failing to act in good faith, they can be subject to an award of damages for their conduct.
At Alan M. Tanenbaum, P.A., we are well versed in the laws that govern situations involving insurance coverage questions. We will aggressively pursue claims for bad faith on behalf of persons who are treated unfairly. If you have questions in this area or believe that your rights are not being respected by an insurance company, please call us for a free consultation.